1. Acceptance of Terms

By accessing or using the Destin FI website (“Site”) or any of our services, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our Site or services.

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2. Services

Destin FI provides financial education through:

• One-on-one financial coaching sessions

• Speaking engagements

• A monthly educational newsletter

• Website content and client testimonials

All services are for educational purposes only and do not constitute financial, legal, or investment advice.

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3. Use of the Website

You agree to use the Site for lawful purposes only and not to:

• Submit false or misleading information.

• Infringe on others’ intellectual property rights.

• Upload or transmit harmful code or content.

• Disrupt or attempt to gain unauthorized access to the Site or its systems.

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4. Coaching and Speaking Engagements

Coaching sessions and speaking engagements are subject to separate agreements or invoices. Destin FI reserves the right to decline or terminate services at its discretion.

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5. Testimonials and Submissions

By submitting a testimonial, feedback, or content to Destin FI, you grant us a non-exclusive, royalty-free license to use, display, and reproduce that content for promotional purposes. You represent that the information you provide is truthful and does not infringe on any third-party rights.

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6. Newsletter Subscription

When subscribing to our newsletter, you consent to receive periodic communications from Destin FI. You may unsubscribe at any time using the link in the emails or by contacting us directly.

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7. Intellectual Property

All content on this Site—including text, graphics, logos, videos, and designs—is the property of Destin FI and protected by applicable copyright and trademark laws. You may not reproduce or distribute any content without our prior written consent.

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8. Disclaimer of Warranties

All information and services are provided “as is” without warranties of any kind, express or implied. While we strive for accuracy, we do not guarantee the completeness, reliability, or suitability of any content on this Site.

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9. Limitation of Liability

To the fullest extent permitted by law, Destin FI shall not be liable for any damages arising out of or related to your use of the Site or services, including but not limited to direct, indirect, incidental, or consequential damages.

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10. Third-Party Links

Our Site may contain links to third-party websites. These are provided for convenience only, and Destin FI does not endorse or assume responsibility for any third-party content or practices.

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11. Changes to the Terms

Destin FI may update these Terms at any time. The most current version will be posted on this page with a new effective date. Continued use of the Site after changes constitutes acceptance of the updated Terms.

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12. Governing Law

These Terms are governed by the laws of the State of NJ, without regard to its conflict of law provisions.

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13. Contact

If you have questions about these Terms, please contact us at:

Email: info@destinfi.com

Website: www.destinfi.com